Fine art loss adjusting, a specialityof Stelliant Loss Adjusting
Acquiring a piece of fine art is not just any investment. While the piece has a high monetary value, it has an equally high sentimental value. It is often a favourite artist or piece. The owner of a sculpture or painting is naturally very attached to it. When an incident…
Acquiring a piece of fine art is not just any investment. While the piece has a high monetary value, it has an equally high sentimental value. It is often a favourite artist or piece. The owner of a sculpture or painting is naturally very attached to it. When an incident involves a piece of fine art, the policyholder’s anxiety can be particularly high. Given the special nature of the property, a fine art loss adjustment can only be done by ultra-specialised Fine Art loss adjusters, who are passionate and gifted with a certain artistic sensitivity. The challenge of their work? Conduct an objective loss adjustment while considering the human factor of the individual affected. Stelliant Loss Adjusting has just this expertise, buoyed by multiple specialised teams for this type of claim.
Damage to fine art: complex loss adjusting
Print, photography, sculpture, painting, jewellery, wines, musical instruments, etc… The term “fine art” encompasses a wide variety of artistic pieces that thrill individual collectors as well as simple art enthusiasts.
As with any other piece of furniture or equipment in a home, a piece of fine art is not immune from harm. Whether a painting by a master or an antique coin collection, these precious objects can be exposed to water damage, fire or theft.
If the object is no longer there – for example, if it was stolen or completely burned – it can be very difficult to assess the amount of compensation.
The insurer retains the services of a Stelliant loss adjuster, who has the specialised art training needed to do a reliable loss adjustment. Especially since the diversity of precious pieces on the art market requires a perfect understanding of a specific period, a specific artistic movement and its features.
Fine art loss adjusting: an ultra-specialised business
Stelliant Loss Adjusting is aware of the unique nature of fine art loss adjusting, which is why it brings together human resources, in both administration and loss adjusting, to do its work successfully.
In fact, our network of fine art loss adjusters is able to:
– Assess the fine art (even from a certificate) and the damage.
– Determine the compensation amount based on the insurance coverage and the value on the art market.
– Leverage its network of recognised tradespeople to do a restoration in accordance with professional standards, as quickly as possible and, of course, when it is possible.
As former auctioneers, curators, but above all, as art enthusiasts, Stelliant Loss Adjusting’s fine art experts are ultra-specialised. Gemmology, antique and contemporary paintings, furniture, oenology, etc… With higher education in art history, they draw on thorough knowledge and experience acquired in each loss adjustment.
Stelliant Loss Adjusting experts: educating with objectivity
When faced with the financial and sentimental blows of a Fine Art loss, Stelliant Loss Adjusting does its loss adjustment with tact and technical skill. The individual affected by theft or fire is often in a state of shock. Moved by empathy, our loss adjusters take care to start by building a relationship of trust. Patience and teaching are at the heart of their work. With this approach, they earn the policyholder’s total cooperation to establish a detailed list of losses.
There are two goals here. Allay the victim’s fears and do an objective loss adjustment by analysing the minutiae of the insurance clauses.
Stelliant Loss Adjusting’s specialists are empathetic art enthusiasts who strive to find conservation or restoration solutions while complying with the insurance contract.
specialized in Fine Art