Unique loss adjustment services for local government
By law, public authorities are responsible for the safety of citizens and property on their territory. Recourse is therefore frequent and the stakes of claims can be particularly high. This is why it is essential for local authorities to take out a number of insurance policies and guarantees. Analysis, research…
By law, public authorities are responsible for the safety of citizens and property on their territory. Recourse is therefore frequent and the stakes of claims can be particularly high. This is why it is essential for local authorities to take out a number of insurance policies and guarantees. Analysis, research into the causes of all claims, identification of responsibilities, management of disputes and conflicts, remedial solutions, legal support... the success of an expertise requires a perfect understanding of the issues specific to public bodies as well as a mastery of administrative and insurance law.
The loss adjuster should manage each case in a customised, efficient way, to best handle the many claims that arise every year. Analysing, investigating causes of losses, determining liability, managing disputes and conflicts, remedial solutions, legal support, etc… the success of this comprehensive service requires a perfect understanding of the challenges unique to government agencies. This understanding also includes thorough knowledge of administrative and insurance law.
All of this work is done by an organisation that is both methodical and decidedly people-focused in managing disputes. These are Stelliant Loss Adjusting’s commitments to local governments.
Public space and its ever-present risk
Work done by government administrations (building a library, working on roads, renovating a university, etc.) can cause collateral damage: damage to surrounding residences or damage to an individual’s vehicle hit by a lorry when leaving a work site, for example.
As managers and contracting parties, entities like a city mayor, a regional council president or a minister can all be held liable for these losses.
In addition, a range of different events can cause other losses. These can include lighting hitting the belltower of a church damaging the roof and the clock’s electrical system, a dustbin fire in a reception hall rented for the weekend, or a council member assaulted in front of City Hall while trying to calm an argument.
Types of losses within a city and the surrounding area can run the gamut.
And yet, whatever the nature or the complexity of the case, Stelliant loss adjusters assess the damage and do a loss adjustment to identify which party is truly liable. Either the company that performed the work or the government itself could be held liable. If needed, the government could take action against the company that did the work.
Specialist in insurance standards and public law
With its constellation of loss adjusters with complementary specialisations, Stelliant Loss Adjusting supports local government and government agencies in managing all of their claims. P&C (property and casualty) loss adjusters, Construction loss adjusters (including 200 with CRAC certification), Environmental loss adjusters, cyber loss adjusters, Equipment and Structure loss adjusters, etc… all of these fields of loss adjusting combined with solid professional experience, ensuring a high standard of support.
Stelliant Loss Adjusting’s strength lies in these dual skills offered by its loss adjusters. Specifically:
- Proven technical skill in their field: for example, the 250 Stelliant Construction loss adjusters are all trained engineers, former architects or construction economists with significant experience on construction sites, working with various other industry professionals.
Insurance and legal expertise with a specialisation in administrative law: With their perfect, comprehensive understanding of Civil Liability, they can respond to any insurance problem and untangle any dispute.