The distribution and trade sector through the eyes of Stelliant Loss Adjusting
The distribution and trade sector accounts for nearly 700,000 jobs in France, for a business volume of nearly 200 billion euros and over 10 million customers every day. It is a diverse field that brings together companies of many different sizes and with many different roles, all of which face…
The distribution and trade sector accounts for nearly 700,000 jobs in France, for a business volume of nearly 200 billion euros and over 10 million customers every day. It is a diverse field that brings together companies of many different sizes and with many different roles, all of which face many challenges. With consumer expectations constantly evolving, industry players have to constantly reinvent themselves. Digitalisation, delivery services, but also sustainable development in mass distribution... all of these are major issues facing the trade sector today.
The trade sector faced with a multitude of risks
From small corner shops to hypermarkets to wholesalers, logistics providers and shippers, the trade and distribution sector is very heterogeneous. From the first links in the chain to the end consumer, a wide range of losses can occur.
Flood, fire, vandalism, store burglary, etc. All these events can harm a business by damaging its merchandise, equipment or work tools. Beyond the impact on the company’s assets, damage can cause a business interruption, which then results in operating losses. The explosion in cybercrime is also a major challenge for the sector, which uses a large amount of customer data and is investing more and more in e-commerce.
But the very nature of trade also exposes distribution workers to losses for which they can be held liable. This is especially the case when a product sold causes damage to a third party, which then results in a product recall in most cases.
Dedicated loss adjusting for the distribution sector
Stelliant Loss adjusting supports companies in the trade and distribution sector with whatever loss they are facing.
From a store damaged by weather to equipment getting stolen or damaged during a protest, specialist damage loss adjusters are mobilised to respond to every situation, while doing a painstaking estimate of the operating losses incurred.
Stelliant Loss Adjusting also responds when a store is held civilly liable in the course of its operations or when selling a defective product.
