Mechanics and materials, technical loss adjusting
The race for innovation in materials is a major issue in many industrial sectors: automotive, aeronautics, maritime ... Among them is also the field of construction, struggling with new regulatory standards. Innovative materials have three areas of development: improving performance, extending service life, and lightening structures. Despite all the precautions…
The race for innovation in materials is a major issue in many industrial sectors: automotive, aeronautics, maritime ... Among them is also the field of construction, struggling with new regulatory standards. Innovative materials have three areas of development: improving performance, extending service life, and lightening structures. Despite all the precautions taken and the research carried out to guarantee high reliability, the risks of failure persist. A mechanical disaster requires rapid and technical intervention in order to limit the damage to the impacted companies, whether of a safety, financial or environmental nature.
A wide variety of materials exposed to risks
Whatever the sector (automotive, aviation, etc.), materials are at the core of industrial operations: composite materials, biomaterials, plastics, metals and alloys, etc.
The wide variety of materials multiplies the risk of incidents: defects, corrosion, mechanical breakage, weak welds, deformation, cracks, poor asphalt performance, premature wear, fire, etc.
When a failure is detected, the policyholder affected turns to their insurer, who orders a mechanical loss adjustment. Insurance professionals appoint Stelliant Loss Adjusting, which is able to provide the evidence-backed technical answers needed, as required by our client and the policyholder’s contract. Our single goal for client and policyholder alike is to resolve the claim rapidly to help get things back to normal.
Responsive mechanical loss adjusting to help get back to business
When there is abnormal vibration in a metal structure, when an industrial part breaks on a production line or when creep deforms the seal of a chemical tank, Stelliant Loss Adjusting appoints its administrative and loss adjusting teams to provide a response that is on par with the challenge.
We strive to do the mechanical loss adjusting on the damaged equipment as quickly as possible to minimise bodily injuries, environmental disruptions and financial losses that can happen when business is interrupted.
Each situation is different and requires the work of loss adjusters who are specialised in their field of expertise: metallurgy, plastics processes, welding, corrosion, machining, etc. That is why we mobilise the right loss adjuster for the situation, to provide a precise response for the problems of the professionals affected. For example, when a part breaks that is made of organic matrix composite, which is a light, high-performance material used in the aviation and automotive industries, we mobilise a loss adjuster who is specialised in alloys, manufacturing and its supply chain.
Our team of loss adjusters includes some twenty engineers with complementary technical qualifications. They are able to determine what caused the incident by conducting thorough scientific and technical investigations. They may conduct different tests as needed for the case: buckling and tension tests, dye penetrant tests on welds, non-destructive testing, fractured surface analysis using electron microscopy, failure mode analysis, macroscopic examination of welds, etc.
After this diagnostic testing, our loss adjusters calculate the damage and identify possible avenues for redress based on liability. The goal is to help the policyholder manage any disputes.
In the final phase of this mechanical loss adjustment, our experts recommend corrective solutions to be implemented. An unerring commitment to the professionals affected, to help get things back to normal as quickly as possible.
Innovative tools and complementary skills
Former director of mechanical testing laboratories, mechanical engineer specializing in materials, mechanical engineer … our specialist have technical skills and solid field experience to manage this type of industrial incident quickly and efficiently.
To respond to certain specificities, they can also call on all the skills present within the Group, from the chemistry expert for a lubrication fault to the finance expert, from the Group’s subsidiary specializing in INQUEST risk management, capable of understanding and assess an operating loss.
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